Railroad Retirement Act Benefits

What are railroad retirement benefits?

The Federal Railroad Retirement Act offers retirement and disability benefits for qualified railroad employees, spouses, and survivor benefits for family members. The United States Railroad Retirement Board handles these benefits. They are similar to Social Security benefits.

Can I get railroad retirement benefits and Social Security benefits?

You can get both railroad and Social Security benefits.  If you get both railroad and Social Security benefits, the railroad benefits are usually reduced.

How do get more information about Railroad Retirement benefits?

  • U.S. Railroad Retirement Board, Railroad Retirement Helpline – (800) 808-0772 or https://secure.rrb.gov/
  • Tennessee Railroad Retirement Board Helpline – (877) 772-5772

Railroad Retirement Act Benefits

Acknowledgements & Disclaimer: This Fact Sheet was prepared by West Tennessee Legal Services (WTLS) and made possible by Serving Tennessee Seniors-administered by The Community Foundation of Middle Tennessee at the request of the Chancery Court. WTLS thanks the Tennessee Bar Association for its permission to use The Legal Handbook for Tennessee Seniors (2014 edition) as a primary information source. This publication is supported, in part, by funds provided by the Southwest Area Agency on Aging and Disability, the Tennessee Commission on Aging and Disability, and the U.S. Department of Health and Human Services. The content herein does not necessarily reflect the opinion or policy of the Southwest Area Agency on Aging and Disability or any agency of Tennessee or the U.S. government. Fact Sheets are for information only and not intended to replace legal advice. If you are in need of legal help, call WTLS at (800) 372-8346, or seek the help of a private attorney. (Revised 5/2017)